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The following chart is provided as a summary of the basic qualifying features of the most popular Arizona down payment assistance programs.
These programs are made available to help responsible Arizona home buyers who struggle to save for a down payment buy a home with as little money out of pocket as possible.
Home Plus VA and USDA Loan Programs are great Arizona zero down loan programs They are offered anywhere in Arizona other than Maricopa and Pima Counties.
If you want to use a VA or USDA loan with down payment assistance in Maricopa County, you can choose the Home in 5 down payment assistance program.
They still have many advantages that make them attractive to Arizona first time homebuyers.
The Home Plus FHA loan program is offered anywhere in Arizona other than Maricopa and Pima Counties.
As such, many people in Arizona have been able to achieve the pride, stability, freedom and wealth that accompanies home ownership.
The assistance program is structured as a three-year, no interest, no payment, soft second mortgage, forgiven monthly at a rate of 1/36 over the term of the lien.
It is offered anywhere in Arizona other than Pima County.
These expanded options include different down payment amounts, higher maximum loan amounts and income limits, different loan programs and different qualifying criteria.